Ruth has made many appearances over her twenty years and has help thousands of people gain control over their financial lives. Here are some of her most recent clients.

Wilder, "Renewing Community Leadership," St. Paul, Minnesota

Carleton College, Northfield, Minnesota

Talmud Torah, Minneapolis, Minnesota

Association of University Women, St. Paul, Minnesota

Presbyterian Church, Retirement Board, New Orleans

State Conference: Minnesota Association of Family and Consumer Services

National Convention of NAFPA (National Association of Financial Planners of America) Minneapolis, Minnesota

Minnesota Women's Consortium, Minneapolis, Minnesota

Older Women's League (OWL) University of Minnesota Extension Department

Family Tree, St. Paul, Minnesota

Minnesota Public Radio's National Symposium: "Sharing the Wealth: Charitable Giving in Prosperous Times"

"Women and Money: Economic Literacy for All Stages of a Woman's Life", Boston, Massachusetts

Women's Environmental Professional Organization